Home Welcome to EBsurance We Take Your Business Personally Your business matters and we take it seriously and personally. We believe that the best way to do so is by understanding our customers’ challenges and by forging strong, long-term relationships. That is why we make it our business to know your business. We are your partner. Tailored Employee Benefits Solutions Our business processes are designed for our team to listen, understand and fit the needs of our business clients. Get an expertly crafted plan that meets your unique needs. Great Benefits Means Happy Employees Offering a competitive benefits package can significantly improve your company’s success in both attracting top talent and retaining your existing employees. It can also be a nightmare to build it and administer. Let us do it so you can focus on what matters most. Coverage does't always mean protection Just because you have coverage, it does not mean you correctly protected. We will review your plans to make sue you and your employees have the right coverage at the right price. Our Services Medical Coverage Get the Right Group Healthcare Coverage for Your Small Business! We will help you evaluate options and develop a coverage portfolio to meet your company’s needs and budget. Read more... Dental Now is not the time for unexpected bills. With us you have the flexibility to personalize your dental insurance for you and your employees and make it affordable. Read more... Vision Provide group vision services for your employees to round out your employee benefits package. Short Term Disability STD is coverage that pays a percentage of an employee’s salary when they are not able to work as a result of injury or illness. The employee must elect to receive STD insurance before they become unable to work. Long Term Disability (LTD) coverage pays 50-70% of an employee’s salary when the employee is unable to work due to injury or illness for extended period of time. LTD coverage kicks in sometime between 10-53 weeks after the employee is first unable to work. Life and AD&D Life insurance company pays a specific sum to the insured individual’s family upon his death. Accidental death and dismemberment insurance is usually a rider that covers the unintentional death or dismemberment of the insured. NYS Mandated Disability NY DBL is a MUST HAVE for employers who hire one or more employees on each of 30 days in any calendar year in New York State. NY Paid Family Leave Added as a rider to NY DBL, mandatory coverage for employers who hire one or more employees in NY. Telemedicine Get a virtual primary care visit (phone or video) without leaving your home for you and your employees. We Represent All Major Carriers, Such As… News Recent Posts NY PFL 2021 Rate Announced! September 2, 2020 DFS ANNOUNCES 2021 HEALTH INSURANCE PREMIUM RATES, PROTECTING CONSUMERS DURING COVID-19 PANDEMIC August 14, 2020 UnitedHealthcare COVID-19 Testing, Treatment and Telehealth Extensions July 23, 2020